Renewal after Autumn capitation

If a member renews after the Autumn capitation has been paid and before the actual renewal date then take the sub but it will go into the Spring 2021 return.  They in effect get a few months for free  between the date of payment and the branch renewal date. 

They get BBKA news and are added to the insurance as from the date of paymen.  The BBKA accept that they are giving a few extra benefits for nothing but it is offset by the opposite effect when someone dies or does not renew.

 BDI cover would be from 1st Jan next year, but there are unlikely to be claims between now and then.  A payment now will still be subject to the 40 day rule.